Abrir

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Headquarters (787) 749-4600

Claims Call Center (787) 781-7100


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Our main office location:

Physical address:

1441 F.D. Roosevelt Ave.
San Juan, P.R. 00936

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Postal Address:

P.O. Box 363628
San Juan, P.R. 00936-3628

Insurance for service businesses

Service businesses significantly increase every year. The services range from home-based childcare, cleaning, cuts and styling to specialized classes from home. Each service has its complexity and, because of this, as a merchant you must educate yourself on the importance of having an insurance policy. You might think that insurance policies are for high-risk jobs, but they are not. By just being involved with third parties and representing a company, you run several risks. Third parties to whom you offer services can sue you. Make sure you’re well- protected in your service business with Triple-S Propiedad and the following policies:

Multilinear Commercial Policy:

This policy allows you to include two or more insurance coverage protections, according to the needs of the insured business. The protections that can be included are: Property, Civil Liability, Crime, Terrestrial Transport, Glassware, Boilers and Machinery, among others.

Surety Bond:

These policies guarantee contract licenses for electric power and water services, security companies and other responsibilities.

Commercial Inland Marine Policy:

This insurance covers damages or destruction on a mobile commercial property, while in the care, custody and control of the policyholder. The property can be directly related to your business, profession or occupation, for example, accounts receivable, computers, contractors, and medical tools and equipment; although imports, exports, domestic freight, transportation and communications infrastructure, and commercial equipment are also considered.

Commercial Liability Policy:

This policy covers some of the largest direct or indirect public liability exposures for commercial risks. It insures public accountability related to properties, operations and products.

Commercial Umbrella Policy:

It allows you to significantly increase the primary limits covered by your Commercial Public Liability policy.

Commercial Property Policy:

This policy protects your commercial property from losses caused by fires, hurricanes, earthquakes, theft, and vandalism. It covers direct damages to buildings and the commercial content of corporations and all sorts of businesses.

Commercial Auto Policy:

This policy provides coverage against physical damage, public liability and third-party property damage, which are related to cars used in your business. These vehicles can be rented or owned by the business and used for transportation, delivery of merchandise, and other commercial purposes.

The information described here is a brief summary of the policy. To obtain the complete information and details about the terms and conditions, limitations, exclusions and coverages you should read the Terms and Conditions document of your policy, or check with your insurance representative or broker.

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