Maybe you already have public liability insurance to protect yourself from legal liability that may arise from damage to third parties, such as neighbors, friends or strangers inside or outside your property. But have you thought about situations that are not covered by your primary policy? What would happen if you were to reach your primary policy’s limits in a lawsuit? You would have to assume all other costs in excess of your coverage.
It provides other coverage protections not included in your primary insurance, subject to the retention limit assumed by the insured.
For an affordable premium, you have a policy that expands your home's public liability.
All sorts of businesses or corporations that have a Personal Liability Policy.
The information described here is a brief summary of the policy. To obtain the complete information and details about the terms and conditions, limitations, exclusions and coverages you should read the Terms and Conditions document of your policy, or check with your insurance representative or broker.